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The homeowners association says it is in the bylaws that I must have insurance or they will send me a summons and put a lien on my house. I don't owe them money. The developer formed the association and hired the contractor,real cheap jordans retro, who did not build the homes to code. And I am not the only homeowner with these problems. The only homeowners insurance I am able to buy is from independent agencies at a price of $6,300 per year. I certainly cannot afford this premium. So they say move. I am 78 years old,real cheap jordans retro, and I am looking at health challenges that can strike at any time. Can you please shed some information on this problem?

A: You are not alone; this is a serious problem all older community associations are starting to face. The buildings were built years ago, and may not have been properly maintained over the years. Pipes

Goricki